Auto Insurance Pennsylvania
According to the financial responsibility law in Pennsylvania, drivers are only required to have minimum amounts of coverage compared to other states in the U.S. The minimum requirements to drive legally in Pennsylvania include:
- $15,000 per person and $30,000 per accident for bodily injury and death
- $5,000 per accident/occurrence for property damage
- $5,000 medical payments coverage per accident
If this sounds like sufficient coverage to you, you might want to reconsider. You should always have enough auto insurance to protect yourself from financial distress if an accident should occur. For example, having only $5,000 to cover property damage means that the other damages you cause will be paid out-of-pocket. If you check into higher coverage amounts, you might be surprised at how much coverage you really can afford.
There are discounts available for auto insurance in Pennsylvania, depending on your particular circumstances. You can get discounts for instances such as: good driving, good student, multiple vehicles, and multiple policies. Whether you're eligible to receive discounts or not, shopping around is the best way to save money on auto insurance in Pennsylvania. By comparing rate quotes and various types of coverage, you are more likely to find a great auto insurance policy that meets your needs.
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